Newsletter
Archive
Hi there —
Welcome to the full archive of my biweekly newsletter. The newest edition is always at the top — so if you’re here to “read the latest,” you’re in the right place.
Each post is a quick, thoughtful read on money, mindset, and building a life that feels as good as it looks. Whether you’re catching up or exploring for the first time, I hope something here helps you move forward with more clarity and confidence.
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Enjoy,
— Andrew
Debt: Tool or Trap?
Debt isn’t good or bad — it’s neutral. Used wisely, it can be a lever for growth. Used blindly, it can feel like a trap. This edition explores how to align your use of debt with your goals, values, and financial future.
From Default to Designed
Most people’s finances just kind of… happen. But there’s a better way. When you design your money system with clarity and intention, you finally stop second-guessing and start making confident progress.
Keep Showing Up
Momentum doesn’t come from giant leaps — it comes from consistent, imperfect effort. If you’re building something that matters, keep showing up. Your future self will thank you for the persistence you put in today.
Burgers and Fries. Burgers and Fries.
Why simple wins: How 'burgers and fries' became a go-to budget category—and what it teaches us about sustainable spending habits.
The Right Path Forward
Tired of living paycheck to paycheck? Learn how to build financial margin so you can stop feeling like you're walking a tightrope.
No More Guessing. No More Chaos.
Optimization isn't always about spreadsheets. Let’s talk about building a life—not just a financial model—that aligns with what matters most.
Every Dollar Is an Employee
Good habits don’t stick without a system. Here's how to build a financial machine that supports your goals—without relying on willpower.
Clarity Is Knowing Which Opportunities to Ignore
Are you chasing growth without knowing what you're aiming for? Learn how defining your 'win' creates more clarity and peace of mind.
Awesome to Be You
A budget isn’t a punishment—it’s a tool for freedom. Let’s reframe budgeting as a plan for building the life you actually want.
The Moment Everything Changes
Want to improve your finances without getting overwhelmed? Start with just two numbers to gain clarity and take confident action.
What’s Money For, Anyway?
Goals are great—but systems are better. Discover why lasting financial progress comes from building structure, not chasing motivation.
The First Spend With Clarity Newsletter
Ready to take control of your money? Learn why clarity—not complexity—is the key to building a life aligned with your goals.